Buying

BUYING A HOME

Exciting, with a dash of nerves?
It does not have to be. Let us turn that excitement into clarity.

Coffee and conversation
We start with a coffee and a conversation about your wish list, your timing and your “whys”. Once we are clear on what you are looking for, I search the market for homes that fit, and we refine the criteria as we go. If your priorities shift along the way, we adjust. That is all part of the process.

As we view homes, you will get a real feel for the market, and I will share up-to-date insights on pricing and availability, so you can make your decision with confidence.

Not just a neighbourhood, a lifestyle
Toronto is a mosaic of neighbourhoods, each with its own character and charm. The right one fits the way you live: your morning walk, your commute, the shops and parks you love, and how you like to spend a weekend. I have lived in several myself, from Lawrence Park, Leaside, Summerhill and Moore Park to condo life, and part of the fun is showing you the pockets you may not know about but are well worth exploring.

Two sofas angled toward each other around a round wooden coffee table in a bright living room

Relationships matter
I love what I do. Working in Toronto real estate since 2007 has given me good relationships with colleagues across the city, and those connections help when you need a question answered quickly. When you need a mortgage broker, a lawyer or a home inspector, I can also suggest trusted professionals. That part is purely optional, of course.

First-time buyers: I am here for you
Buying your first home is exciting and a little nerve-wracking. I explain every step in plain language, from getting pre-approved and making an offer to closing costs and closing day, and I answer every question along the way. Together, we will explore the city and find a home that fits your life and your budget.

Work with Pennie.

Get Started Now

Jennifer Courteau

“We couldn’t have asked for a better realtor than Pennie to guide our son through the purchase of his first property. She was thoughtful and objective, never pressured him, and was incredibly thorough, even catching an error made by one of the lawyers. Her care didn’t end when the sale closed. We would recommend her without hesitation to anyone looking for a realtor who truly puts her clients first.”

Kate & Vini

“When we moved to Toronto last year, we had a really bad experience with our previous real estate agent. You listened to our needs and, through your expertise and active listening, led us to an area we were not even thinking about. We could not be happier with our decision! Thank you Pennie, you have made our move smooth and our overall real estate experience in Toronto a lot better than before.”

Helja Teras

“Kaija and Pennie, you have been amazing. We sing your praises! Super happy to give you our very highest recommendation.”

MO

“I wanted to share my strong recommendation for Pennie as a real estate agent. She was truly fantastic to work with throughout the entire process.

Pennie is exceptional at listening to her clients’ wants and needs, ensuring she provides the best available options on the market. She also went above and beyond by helping me visualize my future living space. Her suggestions for layout, furniture options, and creative ideas on maximizing the space were invaluable. I would strongly recommend working with her for any future real estate moves.”

C&T

“Thank you so much for persevering to find us the right home that checked all of our boxes. You have been excellent to work with showing top notch professionalism throughout the entire process. We appreciate all the time, effort and energy you spent. It was an absolute pleasure to work with you.”

LG

“It has been a pleasure to work with Pennie over the years. Pennie assisted me in purchasing a condo unit in a great location and later on she helped me in finding a good tenant for this unit. Pennie has been there every step of the way and she has always answered my calls and emails with a high level of courtesy and professionalism. Pennie’s in-depth knowledge, outstanding work ethics and expertise assisted me in making the best decisions.”

Jim and Kaitlin Eckler

“Thank you so much for the professionalism, business sense and sensitivity you brought to our real estate transaction. Both of us felt that we absolutely made the right choice in working with you. You are the most client focused agent we have ever attempted to work with–you listen, you follow through and you deliver. Thank you again and until our next project!”

MG

“It was such a pleasure to work with Pennie on the purchase of my first home. She responded quickly and attentively to all of my questions and concerns. Her attention to detail and expertise on condos took all of the stress out of the process for me. I am now settled in my new home and couldn’t be happier.”

Kevin

“I had a very good experience working with Pennie. She worked hard to initially understand what product I was looking for. She screened available properties and showed me only properties that met my criteria. As a busy professional I appreciated these efforts as my time was used effectively. Once the perfect property was found she worked their magic again to help me get a good price. She always encouraged me to work within my budget. Since the sale she has been excellent in arranging visits for measurements and even finding out what type of floor was put in my unit by the original builder. Pennie will listen to and work closely with you and will go above and beyond.”

Becky Loucks

“Pennie provided us with excellent advice and service in a very professional, yet friendly and supportive manner. We were very pleased.”

LK

“Pennie is the consummate professional. She was prepared with facts and analysis. She had answers to questions I had not yet asked. She was able to give us sage advice rather than strong forceful opinions. Combined, she inspired a great sense of confidence during a tumultuous time. Highly recommend.”

Lesley Rooney

“The service and personal attention my husband and I received from Pennie Mathers and Helen Braithwaite was exceptional and unexpected from a realtor! They are truly a high-calibre team. Their knowledge of the local market and their key contacts in the community helped us in the search for our dream home. At no point did we feel intimidated or pressured into something. On the contrary, Pennie and Helen made certain that we knew the risks involved in each potential home. After patiently going through listings and explaining tax/bank details with us, they made sure we got the best value purchase for our new home.

Regardless of whether you are buying or selling, I would highly recommend Pennie and Helen to help you in this life changing move. We could not have asked for a better Realtor to guide us through the process.”

David and Lynn Bruce

“Having had the pleasure of working with Pennie and Helen in three separate real estate transactions, we would have absolutely no problem in giving them both our highest recommendation to any party. Both their knowledge in their field, their professionalism of being up to date with market prices and trends is quite unique. They are a pleasure to work with.”